OverviewMortgage CalculatorTrue Cost of OwnershipRent vs Mortgage
Financial tools

Mortgage Calculator

Adjust the numbers below to see what a property would cost you each month — and what it costs over the life of the loan.

Your numbers

€

€

20.0% of the property price

%

Term

25 years

Repayment type


Amount borrowed

€200,000

Monthly payment

€1,111.66

/ month

Principal and interest, assuming the rate holds for the full term.


Amount borrowed

€200,000

Total interest

€133,499

Total repaid

€333,499

Amount borrowed

60.0%

Interest

40.0%

Principal overtakes interest in year 11 — until then most of what you pay is the cost of borrowing.

Where each year's payments go

Every year of the term, split between the loan itself and interest

  • Loan repaid
  • Interest

What you still owe

Balance remaining at the end of each year

Estimates only, for guidance. Figures assume a fixed rate for the full term and exclude fees, taxes and insurance — they are not a mortgage offer. Amounts are shown in the currency you choose and are not converted between currencies.

We use cookies to remember your preferences and, with your consent, to understand how Monte Peony is used. See our Cookie Policy for details.